Budgeting for self-managing - O.P.T.I.O.N.S

-Complete a budget
-Income and Expenditure
-Money in and money out
-Best practice for family budget
-Need or a want
-Debt / Credit

Things you will need to bring in when you have an appointment:
Bank statement
Copy of your income e.g payslip / community card if beneficiary
All contracts of purchase, e.g Home Direct, Bay Corp, Trust Power, Spark etc
Bank loans, Mortgage Repayments, Kiwi Saver.

Good credit / Bad credit
Identify what is a want and what is a need

Why have a budget plan?
Being able to identify all your income, expenses and goals is a very important step in gaining control of your life and finances. It is the first step. If your want to make your budget work for you then you need to have a budget plan guiding you. There are many O.P.T.I.O.N.S available.

Lets work together educating the Wairoa Community on how to avoid the problems creating financial stress.

Qualified Advisers/Mentors will be able to assist free of charge

O.P.T.I.O.N.S - Often prioritizing terms is over negotiations